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Health Insurance - Checklist To See Whats Most
Important to You
Insurance plans vary. Before choosing a plan, decide what is most
important to you. This checklist can help. Put a check in front
of those services that are important to you. Then see how many of
these services are in Policy #1, Policy #2, and Policy #3. On the
checklist, write in the coinsurance or copayment rate, if there
is one, and any limits on service.
Remember that the most important service to be covered is hospitalization.
If you are not covered for hospital care, then one sickness could
cost you thousands of dollars, even hundreds of thousands of dollars.
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Service
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Policy #1
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Policy #2
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Policy #3
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Hospital care
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Surgery (inpatient and outpatient)
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Office visits to your doctor
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Maternity care
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Well-baby care
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Immunizations
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| Mammograms |
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Medical tests, x-rays
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Mental health care
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Dental care, braces and cleaning
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Vision care, eyeglasses and exams
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Prescription drugs
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Home health care
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Nursing home care
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| Services you need that are excluded |
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Choice of doctors
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Location of doctors and hospitals
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Ease of getting an appointment
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Minimal paperwork
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Waiting period for coverage
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Health Insurance -
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Insurance - Other Types of Health Insurance
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Insurance - Understanding Health Insurance Terms
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Insurance - What if I Am Not Satisfied with My Care
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Insurance - A Quick Look at Quality Health Care
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Insurance - Quick Checks for a Quality Health Plan
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