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Health Insurance - How Can I Get the Most from My Plan


You will get the best care if you:

Stay Informed

  • Read your health insurance policy and member handbook. Make sure you understand them, especially the information on benefits, coverage, and limits. Sales materials or plan summaries cannot give you the full picture.

  • See if your plan has a magazine or newsletter. It can be a good source of information on how the plan works and on important policies that affect your care.

  • Talk to your health benefits officer at work to learn more about your policy.

  • Ask how the plan will notify you of changes in the network of providers or covered services while you are part of the plan.

Take Charge

  • Ask your doctor about regular screenings to check your health. Discuss your risk of getting certain conditions. What lifestyle choices and changes might you need to make to lower your risks or prevent illness?

  • Ask questions and insist on clear answers.

  • Ask about the risks and benefits of tests and treatments. Tell your doctor what you like and dislike about your choices for care.

  • Make sure you understand and can follow the doctor's instructions. You may want to bring another person along or take notes to help you remember things.

Keep Track

  • Write down your concerns. Start a health log of symptoms to help you better explain any health problems when you meet with your doctor.

  • Set up health files for family members at home. This will help you to monitor care. Include health histories of shots, illnesses, treatments, and hospital visits. Ask for copies of lab results. Keep a list of your medicines, noting side effects and other problems (such as other drugs and foods that should not be taken at the same time).

 

 

Health Insurance - Choices Programs & Coverage Types For Quality Health Care
Health Insurance - Thinking About Health Insurance Choices
Health Insurance - Why Do You Need Health Insurance
Health Insurance - Where Do People Get Health Insurance Coverage
Health Insurance - What Are Your Health Insurance Choices
Health Insurance - Which Type Is Right for You
Health Insurance - Types of Health Insurance
Health Insurance - Checklist To See Whats Most Important to You
Health Insurance - Worksheet To See What Your Best Buy Is
Health Insurance - Other Types of Health Insurance
Health Insurance - Understanding Health Insurance Terms
Health Insurance - What Are My Health Plan Choices
Health Insurance - Where Do I Get These Health Plans
Health Insurance - What Plan Benefits Are Offered
Health Insurance - What Is Most Important to Me in a Plan
Health Insurance - How Do I Compare Health Plans
Health Insurance - How Do I Find Out About Quality
Health Insurance - How Can I Get the Most from My Plan
Health Insurance - How Do I Obtain Care
Health Insurance - What if I Have to Go to the Hospital
Health Insurance - What if I Am Not Satisfied with My Care
Health Insurance - Primary Care Doctors
Health Insurance - Pre Existing Conditions
Health Insurance - Tips on Choosing a Doctor
Health Insurance - Your Guide to Choosing Quality Health Care
Health Insurance - A Quick Look at Quality Health Care
Health Insurance - Choosing a Health Plan
Health Insurance - Choosing a Doctor
Health Insurance - Choosing Treatments
Health Insurance - Choosing a Hospital
Health Insurance - Choosing Long Term Care
Health Insurance - Quick Checks for a Quality Health Plan

 

 

 

 


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